Alipay and online merchant bank are two independent apps, but there are online merchant banks in Alipay, both of which belong to Ant Financial. Ant Financial has four brands: Alipay, Ant Wealth, Online Banking and Sesame Credit. Ant Wealth, Online Merchant Bank and Sesame Credit can all find the corresponding product entrances in Alipay APP, and they are all included in Alipay.
Online merchant loans and ant loans cannot be saved, and a person cannot have online merchant loans and ant loans at the same time. Online business loans and ant borrowing have certain entry barriers, and not everyone can use online business loans or ant borrowing. If a person is eligible for a loan, it can only be borrowed by ants or by online merchants.
Online business loan is a personal business loan provided by online banks, which is oriented to merchants and the purpose of the loan is to operate. Online business loans, online business loans, you can know from the name that their loans are lent to online merchants.
Ant lending is a consumer loan for consumers, and online business loan is a commercial loan for merchants, also called commercial loan.