There is only one kind. Because the loan write-off standard of the loan stipulates that if the loan is to be written off, it needs to be repaid in full, so there is only one. Loans refer to loans issued by banks, credit cooperatives and other institutions to units or individuals who use money. Interest and repayment date are generally stipulated. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.