The security fund is not enough. Youth entrepreneurship loan is a government-subsidized loan according to the small-scale entrepreneurship loan provided by the state for college graduates, with a term of 1 ~ 2 years. The government stopped because the guarantee fund given by the municipal government to the guarantee company was insufficient. Venture loan refers to a special loan issued by an individual who has certain production and operation ability or has been engaged in production and operation, applies for the capital demand for starting or re-starting, and is recognized by the bank and provides effective guarantee.