An credit is not very reliable, so you need to choose a formal platform when borrowing. Now there are so many platforms that can provide loan business. You can apply for a bank loan through mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

Application conditions:

Mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

Common deception 1: bait with high annualized income In order to attract more funds in a short period of time to facilitate running or "robbing Peter to pay Paul", fraud platforms often use bait with high annualized income to "fish as bait". In fact, experienced investors can see something fishy at a glance, but people who lack the awareness of risk prevention are easily tempted by such high annualized returns.

Common deception 2: False propaganda In order to attract more users, many platforms often bluff and exaggerate publicity when promoting publicity. For example, some platforms say that they are state-owned platforms with little or no state-owned assets, or hire some experts and professors from the financial and academic circles as corporate consultants, claiming how many successful projects they have had, and so on. , seriously divorced from the facts. Cracking tricks: Before investing in a full background investigation, investors need to do a full background investigation on the platform. This step is even more necessary if it is a platform for false propaganda. The following information can be investigated.

Common deception 3: self-financing by issuing fake bids. For investors, false bidding and self-financing have become two minefields. How to distinguish has become a key issue in the process of investment and financial management. To tell the truth, it is still difficult to distinguish effectively.