Not tall. The general credit line of microfinance is between 500 yuan and 300,000 yuan. At present, the system of white list user invitation is still adopted. Only users who meet their own credit conditions will be invited to use it, which means that users who are not invited can't open it themselves. In this way, the user threshold of micro-loans is still very high. If you want to drive, try to get close to their standards.

The amount of micro-credit depends on the credit information of the system, which is an indefinite value and may be adjusted at any time. The maximum amount of micro-credit can reach 200,000 yuan, and the minimum amount is 500 yuan. Of course, if the credit is better, the amount will be higher. I suggest that you can use WeChat to pay more, improve your credit score on WeChat, don't violate the rules on WeChat, and gradually increase the micro-loan amount.

Microfinance is an enterprise settlement account that gives loans to enterprises, so it is a loan to enterprises. When filling in a bank account, please select a bank account supported by the microfinance system. If they fill in a personal account, the loan will be invalid. After the loan application is submitted, the funds will arrive in the account within 30 minutes at the earliest, but the specific arrival time is subject to the notice of the receiving bank.

Micro-credit has four characteristics: the maximum amount is 3 million, the minimum annual interest rate is 3.6%, the fastest 1 minute, and you can take it as you need it. (The specific loan amount and interest rate shall be subject to the actual review page). There are three conditions for applying for microfinance: the applicant is an enterprise legal person (including individual industrial and commercial households), the applicant has good business and credit status, and the applicant operates in an open city. At present, the amount of small loans that can be applied for is 500 yuan-300,000.

Among them, the credit line is the highest loanable line evaluated according to everyone's personal credit situation. Available amount refers to the maximum amount that an individual can borrow at present. Available line = credit line-the sum of the withdrawn and unpaid principal under the line. Generally speaking, the credit limit will increase with the accumulation of personal credit records, and maintaining a good repayment record will help to improve the credit limit. At present, the amount of a single micro-loan is the lowest in 500 yuan and the highest is 40,000 yuan, which is an integral multiple of 100. If there is a loan limit of 50,000 yuan, you can apply for two loans, namely 40,000 yuan and 1 10,000 yuan.