1.** Fraud * *: Some criminals may use the temptation of low down payment to attract potential buyers and then disappear after defrauding their funds. These frauds usually appear in informal or irregular real estate companies or platforms. Property buyers should be vigilant and choose a reliable real estate agent or platform for purchase.
2.** Highly leveraged loans * *: Some legitimate real estate developers or banks may provide low down payment housing loans, but these are usually accompanied by high interest and repayment pressure. Property buyers need to clearly understand the loan conditions and interest rates to ensure that they can bear the future repayment responsibilities.
In short, buying a house with a down payment of 5,000 yuan is very risky and trap. Before buying a house, you should know the relevant financial and legal knowledge, and choose a formal and reputable real estate agent or bank to trade.