ABC [resolution] According to the characteristics of the risks of cooperative institutions, controlling their risks should start with the main bodies such as automobile dealers, insurance companies and cooperative guarantee institutions. Specific measures include: strengthening pre-loan investigation and effectively checking the credit status of dealers; In accordance with the relevant requirements of banks, strictly control the entry of cooperative guarantee institutions, dynamically monitor the management, financial strength and guarantee ability of cooperative guarantee institutions, and adjust their guarantee amount in time; For loans guaranteed by dealers and professional guarantee institutions, it is necessary to monitor whether the guarantor maintains sufficient margin; In cooperation with performance guarantee insurance of insurance companies, a cooperation agreement should be drawn up in strict accordance with relevant regulations, and matters such as handling, claims settlement and exemption clauses of performance guarantee insurance should be stipulated to avoid loan losses caused by invalid or loopholes in the cooperation agreement.