1. Apply for unsecured loan.
There are more and more people applying for loans in Zhengzhou, and there are more and more people who want to apply for loans without a house or a car, so banks have adopted unsecured loans to meet the needs of these people. If the borrower has a stable job, high income and good credit, he can choose to apply for an unsecured loan. The amount of unsecured loans is mainly determined according to the borrower's income. If the income is relatively high, the loan amount is still considerable.
2. Use other people's property as collateral.
If the borrower cannot apply for an unsecured loan, he can consider applying for a mortgage loan with a property in someone else's name. With real estate as collateral, it will be easier for borrowers to apply for Zhengzhou loan, and the loan amount is mainly determined according to the assessed value of real estate. However, it should be noted that if you apply for a mortgage loan in the name of another person, you must obtain the consent of the owner himself and provide a letter of commitment from the owner to agree to mortgage.