Which platform is better for car mortgage loans:

1. Ping An Car Owner Loan

Car Owner Loan is a car mortgage loan under Ping An Bank. For users’ qualifications The requirements are not too strict. When users apply for a loan, they do not need to pledge their car or certificate. They only need to provide their car insurance policy to apply directly. Users can apply for a loan amount of up to about 80% of the vehicle value.

According to the official staff of Car Owner Loan, as long as there are no problems with the information provided by the user and the user meets the loan application conditions for Car Owner Loan, the loan can be received as soon as the same day.

2. JD Car Loan

JD Car Loan is a loan product of JD Finance. Users can apply directly in JD Finance. Users who want to apply for a JD car loan must be between 18 and 60 years old, cannot be college students, and must not have serious credit stains on their personal credit reports.

Of course, the vehicle mortgaged by the user must be between 1 and 12 months old, and the mileage cannot exceed 100,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan can be received as soon as the same day.