1. Have the opportunity to quit in part or in whole before the expiration of the term;

2. The interest on the withdrawal part shall be calculated according to the current period, and the rest shall be calculated regularly.

According to the provisions of the savings regulations of the State Council:

① If all unexpired time savings deposits are withdrawn in advance, the interest shall be calculated and paid according to the interest rate of current savings deposits listed on the withdrawal date;

② In case of partial early withdrawal, the interest shall be calculated and paid for the part withdrawn in advance according to the interest rate of current savings deposit announced on the date of withdrawal, and the interest shall be calculated and paid for the rest according to the interest rate of fixed savings deposit announced on the date of account opening.

References:

Baidu Encyclopedia-Regulations on Savings Management