Have China nationality.

Age 2 1-55 years old.

Office workers have worked or lived in the place of application for not less than 6 months; Have a stable job and a monthly income of not less than 3,000 yuan.

Industrial and commercial registration, a private owner, worked for one year; The monthly income of public water or private water is more than 20 thousand yuan.

The property owner owns a commercial property or one of the applicants.

Have a good credit record.

Applying for unsecured and unsecured microfinance has low threshold, simple procedures, quick handling and no handling fee. If the information is complete and the examination and loan procedures are coordinated, the "application-examination-signing-loan" can generally be completed in about 2-4 days.

The loan amount is determined by your income and credit status. Generally it is 7- 10 times of monthly income. The monthly interest rate is determined by your credit status, and the quality can be as low as 1.3%. Teachers generally belong to the category of quality customers.

Processing flow:

The applicant shall submit personal certification materials and fill in the application materials.

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The bank checks the applicant's credit record at the central bank.

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check and ratify

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The applicant brings the original materials for review and signs a formal contract.

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Review and loan of cooperative banks

The whole process can be released in about 2-4 working days.

Please dial the user name of Chengdu unsecured loan (Manager Ping An Easy Loan Huang).