These four aspects are:
1, loan eligibility
Wing Payment Loan is jointly developed by China Telecom and regular lending institutions. The cooperation platforms have been carefully investigated and understood, and they all have formal small loan qualifications. Therefore, the reliability of wing payment loan is still relatively high.
2. Loan method
Generally speaking, a reliable lending platform will not allow borrowers to sign unequal agreements, nor will it require borrowers to provide particularly private information. After Xi Cai Jun's understanding, Yongan only needs the borrower to provide simple personal information, even without mortgage and guarantee.
3. Loan interest
Whether the loan platform considers its loan interest is also very important. If the annualized loan interest rate of the online lending platform exceeds 36%, it is illegal usury. At present, the daily loan interest rate of wing payment loan is as low as 0.02%, and there is no case that the annualized loan interest rate exceeds 36%.
4. Are you interested in beheading?
At present, many unreliable online lending platforms have beheaded interest. According to Xi Cai Jun's understanding, there is no such thing as beheading interest when paying loans.
Main functions of wing payment
Convenient living
Including online and offline consumption convenient payment, communication payment, water, electricity and coal payment, campus card recharge, party membership fee payment, wing payment red envelopes, movie ticket purchase and other services.
Wing payment red packets provide services for telecom package users. Users can regularly receive various forms of package rebates such as wing payment account money, red envelope money, vouchers, etc., which can be used for various consumption scenarios and some financial service scenarios of wing payment.
Dianshang shopping
Wing Payment e-commerce shopping currently supports platforms such as COFCO, Tmall You Xuan, Benli Life, COFCO I Buy Net, Vipshop and Xiaomi Mall.
Traffic travel
Provide users with convenient transportation consumption services such as public transportation, shared travel and travel, and support some city bus codes, Didi Chuxing, mobike and other scenes.
Finance service center
Sweet orange financial management: provide users with products and services including current accounts, fixed accounts and funds.
Sweet orange insurance: including health insurance, property insurance, wing payment account insurance and broken screen insurance.
Credit card repayment: provide users with credit card repayment service.