When you need money badly, there are many loan channels to choose from. First of all, China Construction Bank, China Merchants Bank, Guangfa Bank, Pudong Development Bank and other state-owned banks have launched convenient online fast loan products in recent years. Although the traditional bank loan process is cumbersome, these products simplify the application process and have a fast approval speed. Some can even lend money on the same day, such as the fast loan of CCB, the lightning loan of China Merchants Bank and the point loan of Puyin, which are all good choices to deal with urgent money.

Secondly, the loan products of foreign banks such as Standard Chartered Bank and Citibank are also worthy of attention. Their application conditions are relatively relaxed, and they only need a stable job with moderate income (for example, the monthly income is 3000-4000 yuan). For example, the loan school of Standard Chartered Bank and the happiness loan of Citibank are generally 1-2 days, which is a relatively quick solution for people who need money urgently.

In addition, consumer finance companies such as Zhaolian and Guangfa Mi You Finance have also emerged in the market. They pay attention to the needs of users. They cooperate with other platforms to provide good loans, good loans and other products. Lending speed is very fast, and some can even lend money on the same day, which is an ideal choice to meet the urgent need for money.

To sum up, according to your specific situation and needs, you can find a suitable loan method in state-owned banks, foreign banks or consumer finance companies to solve the capital problem quickly. Remember to know the fees and repayment conditions before applying, so as to make an informed decision.