If the loan score is not enough, it is ok to ask someone to improve the credit score. When the user's own credit score is not enough, he can get a loan by asking someone to help him improve his credit score. Looking for someone to help improve the credit score is actually looking for a guarantor. After the loan application joins the guarantor, the credit requirements for the loan users will be lower, and the natural loan will be successful.

It is reasonable and formal to recruit people to help with the loan, but not everyone can be a guarantor and still need to meet certain loan conditions. Guarantors must first have good personal credit information, and then have repayment ability and stable work income. After passing the bank guarantee audit, he can guarantee the loan. When guaranteeing the loan, the guarantor shall provide the original and photocopy of the ID card, the original and photocopy of the household registration book, the salary flow, the work certificate and other guarantee conditions stipulated by the bank.