It was learned from Gansu Housing Provident Fund Management Center that the annual deposit base of housing provident fund in 2022 will be adjusted from July 1.
According to relevant persons of the Provincial Housing Fund Management Center, the deposit base of employees and voluntary deposit personnel is the average monthly salary of employees in the previous year, and the deposit base shall not exceed three times the average monthly salary of employees in the previous year announced by the statistics department of the town where employees work, and the minimum wage standard shall not be lower than the minimum wage standard of all districts and counties in this city issued by the provincial government that year (the current minimum wage standard is 1820 yuan/month). If the minimum wage standard was not released in that year, the latest standard released last year will be continued.
According to the annual average wage data (96,793 yuan/person) of employees in urban non-private units in Lanzhou in 20021year, it is calculated that the monthly average wage of employees in urban non-private units in Lanzhou is 8,066.08 yuan/person, and the upper limit of the deposit base of employees and voluntary payers is 2,465,438 yuan/person, and the lower limit is 65,438 yuan/person.
Second, the calculation method of Gansu housing provident fund loan amount in 2022
1. Single application: the loan amount of provident fund: = [[the monthly deposit amount of the housing provident fund of the borrower ]× the repayment ability coefficient-the current monthly repayment amount of the borrower ]× the loan period (month);
2. Application for more than two persons: the amount of provident fund loan = [(the total monthly salary of the borrower and the borrower and the monthly contribution of the housing provident fund of the borrower's unit) × repayment ability coefficient-the sum of the existing monthly repayment amounts of the borrower and the borrower ]× loan period (month).