1, unemployed for more than 6 months after graduation, registered in the local labor and social security department.

2. College degree or above

Second, the loan method:

Small loans for college graduates to start their own businesses are secured by mortgage.

Three. Loan term:

The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1~2 years, after which it will no longer enjoy financial discount.

Fourth, explain the specific operation methods. Online message for college students' entrepreneurship network consultation.

Other college students' entrepreneurship policies:

1, engaged in self-employed:

/kloc-administrative fees for industrial and commercial registration management will be exempted within 0/year.

2. Self-employment:

Self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.

Application conditions

1, fresh graduate, graduated within two years;

2. College degree or above;

3. 18 years old or older.

College students' entrepreneurial loan

Application process:

1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;

2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount;

3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days;

4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;

5. payment. According to the examination and approval notice of the relevant departments, after the discount object provides the interest payment voucher, the Finance Bureau will allocate funds from the special fund for supporting college students' self-employment.

6. Application materials for college students' entrepreneurial loans

● Application procedure

1. Please consult the Banking Department for matters related to college students' business application for loans;

2. The procedures for obtaining a business license are as follows:

(1) Get the registration form from the registration hall of the Municipal Administration for Industry and Commerce and the industrial and commercial bureaus of counties and districts.

(2) Apply to the registration authority for pre-approval and registration of the company name;

(3) Fill in the company registration form and submit the capital verification report, articles of association and site certificate, and submit an application for company registration to the registration authority.