Many people in China look forward to a different life abroad. The United States is a target country for many people. So what are the conditions for buying a house loan in the United States? This is an issue that many immigrants are interested in. The following is the relevant information I have compiled. Welcome to reading.

Generally speaking, the bank will consider the following seven main factors and make a comprehensive evaluation to decide whether to grant the applicant the qualification of "prequalification":

1. Whether there is a stable source of income (if there is a job);

Have you had a steady job in the past two or three years?

3. Whether the current income is reliable;

4. Whether the payment record is good;

5. Whether there are not many long-term loans, such as loans to buy a car;

6. Is there a deposit for the down payment?

7. Whether it is able to pay the monthly payment and increased expenses.