1. deposit The buyer pays the deposit before choosing the house. After paying the deposit, the buyers can get the preemptive right of the house and enjoy a certain degree of price concessions. When the real estate is officially opened for sale, buyers will choose houses in the order of "priority", and sign a formal house sales contract with the developer after selecting the house. If the buyer does not choose the ideal house, the developer will refund the buyer's earnest money in full. The amount of deposit paid shall be determined by the developer. 3. Down payment The down payment is the fee paid by both parties after signing the pre-sale contract or sales contract of commercial housing when buying a house, so what is the down payment? According to the minimum payment ratio of first-time home purchase for residents in China, it is 30%. The proportion of payment and collection of second-home loans shall not be less than 60%. 4. Loan-related expenses The loan needs to pay evaluation fee, stamp duty and bank account opening fee. After the buyers choose the loan method, they can go through the loan formalities with the relevant departments. At the same time, they also need to pay legal fees, notarization fees and insurance premiums, and legal fees and notarization fees are not necessary expenses. However, due to the complicated procedures, most property buyers entrust developers, law firms or other intermediaries to handle them uniformly. If you don't need to entrust an agent or notarization, you don't need to pay these two fees. 5. Property-related expenses need to pay property fees when handing over the house, including property management fees, public maintenance funds, decoration mortgage, parking fees, water, electricity and heating fees, etc. The specific charging standard is determined according to the property service qualification provided by the property company. 6. Contract registration and property right registration fee Finally, it's time to apply for the property right certificate. The fees that buyers need to pay at this stage include deed tax. The deed tax shall be levied at the rate of 1% for ordinary houses of 90 square meters or less belonging to families (members include buyers, spouses and minor children, the same below). For ordinary housing with an area of more than 90 square meters and an area of less than 1.44 square meters and belonging to the only family housing, deed tax shall be levied at the tax rate; The deed tax will be levied at the rate of 3% according to the regulations of our province for individuals to buy houses that are not owned by the family, whether they belong to ordinary houses or non-ordinary houses. * * * Pay the maintenance fund for parts and facilities at 2% of the total house price; After the establishment of the owners' committee, it shall be managed by the owners' committee. Housing property registration fee is paid according to the 80 yuan price of each house; Property ownership certificate, 4 yuan for each property ownership certificate, and 5 yuan for each seal. These are the fees that need to be paid for buying commercial housing, but the fees that need to be paid for buying different houses are different and vary from person to person.