Auto loan application conditions:

Car buyers must be at least 18 years old and be China citizens with full capacity for civil conduct;

Car buyers must have a relatively stable job and a relatively stable economic income or be able to repay the loan principal and interest on schedule. This kind of production generally refers to securities and gold and silver products;

During the period of applying for a loan, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the savings counter account of the handling bank;

Provide bank-approved guarantees to banks. If the personal account of the car buyer is not local, the bank will not accept the mortgage set by the car buyer for the car purchased by the loan;

Car buyers are willing to accept banks

2. Do I need the original ID card to buy a car?

You must bring the original ID card to register when you buy a car. To apply for registration according to Article 7 of the Regulations of the Ministry of Public SecurityNo. 102 on Motor Vehicle Registration, the owner of the motor vehicle shall fill in the application form and submit the following documents and vouchers: 1, the identity certificate of the owner of the motor vehicle; 2. Proof of the origin of motor vehicles such as car purchase invoices; 3, motor vehicle factory certificate or import certificate of imported motor vehicles; 4, vehicle purchase tax payment certificate or tax exemption certificate; 5, motor vehicle traffic accident liability compulsory insurance certificate; 6. Other certificates and vouchers required by laws and administrative regulations when registering motor vehicles. If you want to buy a car, you must register with your ID card, and you need the original ID card. If you don't have the original car, you usually need to go to the public security bureau to issue a certificate. The specific process of buying a car is as follows: 1. Is to sign a car purchase contract and pay for the car purchase. 2. Check the vehicle, mainly to see whether the vehicle is damaged, the vehicle factory date, etc. 3. Buy insurance and get a temporary license. To get the license, you need to prepare your ID card, car purchase invoice, certificate of approval, traffic insurance invoice and traffic insurance policy. 4. Pay tax: go to the vehicle management office to pay the vehicle purchase tax. Vehicle purchase tax, after the payment, bring the materials for car purchase and give the new car a temporary license plate. Materials needed to buy a car: 1. If you buy a car in full, you only need the ID card, driver's license, bank card and other documents of the car buyer. 2. If you buy a car with a loan, you need the following documents: (1) Personal valid ID card (household registration book, ID card, etc. (2) Letter of Intent issued by the car dealer. (3) Personal income certificate needs to be issued and sealed by the unit. (4) Relevant materials to be guaranteed. (5) proof of down payment for car purchase. (6) Two one-inch photos. Resident identity card is a legal document used to prove the identity of the holder, which is mostly issued to citizens by governments of various countries or regions. And as an important identification document for everyone. Legal basis: Article 7 of the Regulations on Motor Vehicle Registration applies for registration, and the owner of the motor vehicle shall fill in the application form and submit the following documents and vouchers: 1, the identity certificate of the motor vehicle owner; 2. Proof of the origin of motor vehicles such as car purchase invoices; 3, motor vehicle factory certificate or import certificate of imported motor vehicles; 4, vehicle purchase tax payment certificate or tax exemption certificate; 5, motor vehicle traffic accident liability compulsory insurance certificate; 6. Other certificates and vouchers required by laws and administrative regulations when registering motor vehicles.

Third, take your ID card to get a loan to buy a car, okay?

You can have this, but you must do everything well in combination with your own ability, and you can only buy it if you have a fixed income.