The current housing prices are so high that many people just want to stop. Nowadays, many people have the need to buy a house, but they are unable to buy a house in full, so people choose personal mortgages to buy a house. Because the loan policies of different cities are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Taixing, how much is the down payment for a house of 6.5438+0.84 million yuan? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1840000 * 30% =1288000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the assessed house price, that is to say, to buy a house with a total house price of1840,000 yuan, the down payment needs1840,000 * 50% = 920,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment for a house in Taixing, if you plan to buy a house with a price of 6.5438+0.84 million yuan in Taixing, you should make full financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Taixing housing loan I provided for you. I hope it will help you!