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Shareholders mortgage houses and borrow money in the name of the company.
Legal analysis: the company legal person signs a private loan contract with the lender in the name of an individual, and the borrowed money is used for the company's production and operation. The company should bear the repayment obligation, but in general, the shareholders of the company do not have to bear the repayment obligation.

Legal basis: Article 13, paragraph 2 (3) of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of the Company Law of People's Republic of China (PRC). If the creditors of the company request the shareholders who have not fulfilled their capital contribution obligations or have not fully fulfilled their capital contribution obligations to assume supplementary responsibilities for the outstanding part of the company's debts within the scope of outstanding principal and interest, the people's court shall support them; Shareholders who fail to perform or fully perform their capital contribution obligations bear the above responsibilities, and if other creditors make the same request, the people's court will not support it. As an independent legal person, the company is an independent civil subject and has the obligation and ability to bear civil liability. Therefore, if a company as a legal person signs a loan contract with others, the debts incurred shall also be borne by the company, and shareholders need not be liable for compensation. However, under some special circumstances, shareholders shall be jointly and severally liable for the debts incurred by the company.