After lending money to buy a house, the buyer should get: house surveying fee receipt, appraisal fee receipt, deed tax ticket, maintenance fund receipt, transaction fee receipt, registration fee receipt, mortgage registration fee receipt, loan contract, repayment plan, etc. according to the order of house purchase loan.

The loan procedures need: the identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate, and guarantee company guarantee certificate.

It is relatively simple for developers to collectively handle first-hand housing mortgages.

Second, how long will the mortgage be released?

How long can a mortgage loan be released? The general mortgage is extended from 15 days to about one month, depending on the bank's workflow.

The housing mortgage loan process is as follows:

1. It is necessary to open a current deposit account in the business institution of the Bank;

2. Please fill in the loan application form as required, and submit the application form and required materials as instructed by the bank;

3. The bank's business handlers or appointed lawyers conduct home visits to investigate the authenticity, legality and completeness of the information provided;

4. The bank asks the intermediary to evaluate the value of the house;

5. Sign a loan contract.

Third, how long does it take for the house mortgage loan?

1. What can be used as collateral for bank mortgage loans?

1. 1

Real estate. Bank mortgage loans can be used to mortgage housing, family housing, real estate factories, shops and so on. Mortgage loans with real estate generally require 70% or 80% of the first assessment.

1.2