What is financial leasing?

A typical financial lease involves a three-party relationship, including leasing and financing. The business types are mainly divided into: direct leasing and sale and leaseback.

1. Direct leasing: The traditional direct leasing business involves three parties, the lessor, the lessee, and the seller. This kind of car rental service is also a typical direct rental business in financial leasing.

2. Sale and leaseback: In sale and leaseback, the seller and the lessee are the same person.

3. Compared with bank loan installment payment, car financing leasing requires simpler procedures and takes relatively less time. Choosing a car financing leasing method, the lease-to-own method is flexible. After the lease expires, the lessee has the right to choose whether to purchase the leased car. The purchase method is more flexible and the lessee needs to bear less risk. Car financial leasing treats the naked car payment, purchase tax, license fee, insurance, and other taxes as installment payments. Customers only need to pay a certain deposit and handling fee to obtain the right to use the vehicle, and the deposit will be paid during the lease period. Return after completion. In other words, by choosing car financing leasing, customers will have less financial burden in the initial stage of car purchase, and customers can use more funds for investment and financial management.