Step 1: Sign the contract online. Online signing is a sales contract signed by the buyer and the seller, but it needs to be printed online before signing (generally it can be handled through an intermediary company).

Step 2: Fund custody. Go to the Housing Authority to sign a fund custody agreement (both the buyer and the seller must be present, and both parties need to bring their ID cards, household registration books, marriage certificates, bank cards, real estate licenses, land certificates, and social security certificates if the buyer is registered abroad). After signing the agreement, the buyer will go to the bank to ask for money (that is, deposit the down payment for buying a house into the account of the Housing Authority).

Step 3: Loan. The buyer chooses the loan bank to make a loan (if married, both husband and wife must be present), as long as he provides the bank with ID card, household registration book, marriage certificate, social security certificate and income certificate. You can get a loan in a normal month or so.

Step 4: Pay taxes. After the loan comes down, show your loan certificate to the Housing Authority, and the Housing Authority will issue a tax contact form for you to pay taxes at the Inland Revenue Department. If you pay taxes, the buyer and the seller only need one signature from each side.

Step 5: Apply for real estate license. After paying taxes, the buyer only needs to show the tax-paid invoice to the Housing Authority, and the Housing Authority will start to help you with the real estate license. After about ten working days, the real estate license will be ready.

Step 6: Get the land certificate. After the buyer gets the real estate license, he can go to the Land and Resources Bureau to apply for the land certificate, and the land certificate can be done immediately without waiting.

Step 7: Get a mortgage. The buyer takes the newly issued real estate license, land certificate and loan contract to the mortgage window of the Housing Authority for mortgage. It takes about five working days to complete the mortgage loan.

Step 8: Take the house payment. After the mortgage is completed, the seller only needs to show his ID card to the Housing Authority to withdraw all the money, so that both parties can really complete the transfer.

I hope it helps you.