Hello, my friend, the annual interest rate does not exceed 36%, and the principal and interest are protected by law. The monthly interest rate is 2%, and the monthly interest of 50,000 is legal. The daily interest rate is 5%, and the 30-day total interest rate 150 is 15000. Such interest is rare. Anyway, the annual interest rate does not exceed 36%, and the loan principal and interest are protected by law. That is, the monthly interest rate shall not exceed 3%, and the monthly interest rate of 50,000 yuan shall not exceed 1500 yuan.
Second, how much interest is legal to borrow 50,000 yuan? Specific provisions are as follows
Before applying for a loan, the borrower is more concerned about whether his loan application can be passed. After applying for a loan, the borrower is more concerned about the interest rate of his own loan. After all, the loan interest rate directly determines the interest expenses that the borrower needs to bear. How much interest is it legal to borrow 50 thousand? The specific rules are like this!
How much interest is it legal to borrow 50 thousand? Under normal circumstances, any lending institution must float on the basis of LPR interest rate when determining the loan interest rate. If it is a private lending institution, the general fluctuation will not exceed 36% of the LPR interest rate, because the excess is a controversial interest rate. If the borrower asks the financial institution to return the overcharged interest, the lending institution also needs to return it. According to the LPR interest rate over the years, as long as the borrower's monthly interest rate does not exceed 2%, it is basically the legal interest rate. If the monthly interest rate exceeds 2%, it is likely to be a high-interest loan, and the borrower is advised not to apply. If the borrower applies for a loan from a bank, the bank loan interest rate will not fluctuate more than 24% on the basis of LPR interest rate. If the borrower does not know the monthly interest rate or annual interest rate of his loan, the calculation formula of bank loan interest is: interest = principal interest rate loan period. Borrowers can borrow from loans according to their loan life, loan principal and loan interest rate, and calculate them. Assuming that the monthly interest rate applied by the borrower is 8%, the annual interest rate is actually calculated according to the loan amount of 50,000 yuan, and the total interest for one year is 4,800 yuan. The above is the sharing of "How much interest is legal to borrow 50 thousand yuan", I hope it will help everyone!
3. Is it legal for folk relatives to borrow 50,000 yuan, write an IOU and indicate that they will pay one yuan interest for every 100 yuan per month?
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4. If I borrow 50,000 yuan for 24 months, what is the monthly principal and interest?
Matching principal and interest method: loan principal: 50,000 yuan, assuming annual interest rate: 4.750%, loan life: 2 years; Monthly repayment amount of principal and interest: 2 187.98 yuan, total repayment amount of principal and interest: 5251.52 yuan, * * interest payable: 22. The interest paid in 1 month is:197.92; The first 1 month principal repayment is:1990.06; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)