Description:
1. The online lending industry is legal in China, and many platforms provide fast and convenient lending services.
2. Charging high fees or interest is a characteristic of peer-to-peer lending. Because of its high risk and short loan period, the interest rate is usually high.
3. According to the changes in market demand and regulatory policies of the loan industry, the interest rate and interest of online lending platforms may be different. The repayment amount of 3900 yuan here may include interest and handling fee.
Summary:
It is legal to borrow 2000 yuan and 3900 yuan for five days under certain conditions. However, when using the online lending platform, we should pay attention to choosing a compliant and formal platform and carefully read the relevant agreements and terms to ensure that our rights and interests are protected.
Extended data:
China's online lending industry has been strictly regulated in recent years, and relevant policies and regulations have been constantly updated. If you are interested in specific legal provisions or regulatory rules, it is recommended to consult professional legal institutions or obtain accurate information from relevant government departments.