The conditions for an auto financing company to apply for auto loans are as follows: 1. Ask for the identity card, household registration book, marriage certificate, bank account or salary certificate of the head of household; 2. According to the model you bought, some of them need real estate license, guarantor, etc. 3. Car buyers must be at least 18 years old; If they go to the bank for a loan to buy a car, they need to provide a guarantee approved by the bank. If the personal account of the car buyer is not local, it is necessary to provide joint and several liability guarantee, and the bank does not accept the mortgage set by the car buyer with the loan. The car purchase process of an auto financing company is 1. After preparing the supporting materials for the appeal. Choose a car model in a 4S car shop. 3. Fill in the loan application form of the auto financing company and provide relevant supporting materials. 4. Waiting for the approval of the auto financing company. 5. Approval from the finance auto company. 6. Sign car purchase contracts and car loan contracts. 7. Pay down payment and vehicle purchase tax. 8. Handle new car registration, mortgage registration and other related procedures. 9. Pick up the car and repay it on schedule according to the loan contract.