4 100 yuan. According to the interest rate of 2.05%, if you deposit 200,000 yuan, the annual interest is 200,000 times 0.0205, which is equal to 4 100. The loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when they issue loans. It is mainly divided into three categories: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate