300,000 According to the knowledge of provident fund consumer loans, the interest rate of 650,000 provident fund loans is 3.575, and the interest rate for 30 years is 300,000. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.