Decoration loan is a common loan type in life. Under the influence of some economic conditions, decoration loans are necessary. Many friends expressed doubts about how the decoration loan was loaned. Today, I will tell you something about the decoration loan.

Introduction to the loan process of decoration loan

1. The borrower goes to the bank to learn about the loan products;

2. Prepare decoration loan application materials and submit a written application to the bank;

3. The bank accepts the loan, conducts pre-loan examination and approval, and notifies the examination and approval results;

4. The borrower who has passed the examination and approval shall sign a loan contract with the bank, and handle relevant notarization, mortgage registration and other procedures as appropriate;

5. After the decoration loan contract is signed, the account manager goes through the loan formalities and transfers the money to the borrower's personal settlement account in the bank, so that the customer can use the loan funds.

Lending time of decoration loan

After knowing how to extend the renovation loan, you need to know how long the renovation loan will be extended. The lending time of decoration loan depends on the speed of the borrower's preparation of information. As long as the borrower meets the loan conditions, the loan will be released after approval, which is generally around 1-*. In case of policy change, the time can be extended to 1 month.

Editor's note: How to borrow a decoration loan is very simple and time is fast. I would like to remind you that before applying for a decoration loan, maintaining a good credit record and repayment ability and preparing complete application materials can save a lot of time for your decoration loan application.

Friends who have more loan needs can take a look. In addition to various formal loan products, there are also credit managers who provide one-on-one services to borrowers. Come on!