1. If the husband's loan is used or partly used for family life, the mother's property may be frozen, depending on the applicant's practice.

2. For children, if the children are underage, in principle, the money transferred to the children is a gift, which may be considered as an invalid gift of malicious collusion to avoid debts and harm the interests of others, or as a legal risk of an act that can be revoked without compensation. In either case, the money in the child's account may be frozen.