1. BOC consumer finance is a formal online loan.
BOC Consumer Finance is one of the first consumer finance companies approved by China Banking and Insurance Regulatory Commission (formerly China Banking Regulatory Commission). It is a comprehensive operating company under the Bank of China and the first consumer finance company in Shanghai. It is a formal online loan.
Second, consumer finance in Yin Bao
Yin Bao consumer finance is an old online lending platform, which is well-known among many online lending platforms and is used by many loan friends. At present, there are few negative news about Yin Bao's consumer finance, which is still relatively formal in users' minds. You can apply for a loan without any guarantee or mortgage. You only need to download the app to install bank consumer finance on your mobile phone. The whole process is online, which is very convenient to use. The maximum loanable amount is 654.38+ten thousand yuan. The better the user's credit, the higher the loan amount. Therefore, users should improve their personal information when providing information, and it is best not to have overdue behavior.
Third, how about E-loan in Yin Bei's consumer finance?
E-Loan is a branch of Yin Bei Consumer Finance Co., Ltd., but it is not a new branch. In the past, E-Loan in Yin Bei's consumer finance was actually E-Loan, but the entrance of E-Loan is the entrance of Jingdong Finance to borrow money, which has also been opened recently. It was opened to some users before. At present, most users have opened the entrance of E-Loan, which is a branch of regular consumer finance companies and will conduct credit inquiry and submission. The nature of consumer finance companies such as Harbin Consumer, Huarong Consumer and Bank of China Consumer introduced by Hao Kouzi. Com is similar. According to Hao Kou. Com, at present, the maximum applicable amount of consumer finance in Yin Bei is 50,000, and the longest service period is 12 months. You need to have a mobile phone number of the real-name registration system that has been in normal use for more than 3 months when applying. Others can apply by providing good personal basic information. However, because it is the open entrance of Jingdong Finance, it has to go through the risk control of Jingdong Finance.