1. How to sell something bought with a loan and what procedures are required

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2. How to sell a house bought with a loan? ? What procedures are needed?

The procedures and fees for buying and selling a house are the same as other buying and selling of houses, but the loan needs to be paid off first before the transfer of ownership can be processed.

3. What procedures are required to sell a house bought with a loan?

Loan to mortgage.

The process of remortgage:

1. The buyer and seller sign the "House Sales and Purchase Contract"

2. The buyer, seller and law firm sign the "Remortgage Contract" Transaction Security Guarantee Contract";

3. The buyer pays a down payment of RMB 30 of the house price (according to the principle of whichever is lower of the transaction price and the appraisal price, appraisal is exempted within one year, and the original purchase price shall prevail);

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4. Confirmation letter agreeing to repay the loan in advance (including the principal and interest of the capital owed, and the repayment account number);

5. The buyer applies to the lending bank based on the aforementioned documents and personal credit documents. Second-hand house mortgage loan (ask the lending bank for review);

6. The seller actually delivers the house to the buyer;

7. After passing the bank review, the loan will be released and the money will be transferred to the seller's bank;

8. After receiving the payment, the seller will register with the original mortgage, handle the transfer with the buyer and lawyer, and mortgage it to the buyer’s lending bank;

9. The buyer’s lending bank will transfer 30 The down payment is paid to the seller.

Materials required for remortgage:

Materials required by the original borrower:

1. Copy of the borrower’s ID card and rights***;

2. Real estate

3. Original loan contract (mortgage contract);

4. Phase I Bank

5. Repayment Copy of credit card or repayment passbook;

6. House sales contract.

New borrower

1. Borrower and rights*** A copy of someone’s ID card;

2. Borrower and rights

3. Copy of the borrower’s marriage certificate;

4. Proof of income of the borrower and loan participant;

5. Down payment receipt;

6. House valuation report;

7. House sales contract;

8. If a provident fund loan is attached, a provident fund account number is attached;

9. If a consumer loan is attached, Proof of consumption purpose

All copies must be made on A4 size paper.