The influence of personal credit information being blacked out: 1. The application for loan is rejected:

Once the credit is blacked out, the borrower will definitely be rejected when applying for mortgage, car loan and other loans in the bank, which will affect the improvement of the quality of life.

2. Job hunting is blocked:

Some jobs will have certain requirements for employees' personal credit. If the credit has been blacked out by the credit investigation, it is very likely to be rejected by the work unit.

3. Failure of business activities:

Credit status of partners is an important reference factor in business activities. If credit is blacked out, it is very difficult to gain the trust of partners.

4. Affect daily travel and children's education:

After the credit is blacklisted, when the borrower conducts security checks in high-speed railway station and the airport, you can find out that you are a faithless person by swiping your ID card, so you can't continue to ride. In addition, some schools have also imposed relevant restrictions on parents' credit. After being blacklisted, children cannot enter school.

Extended information: What are the behaviors that affect the personal credit report?

1. Credit card overdue: If the credit card fails to repay for three times in a row, or the overdraft consumption is not paid back, a bad credit record will be formed. These are all cases of unpaid money, which will affect the personal credit report for a long time.

2. Providing a guarantee for a third party may also form a bad record: if you act as a guarantor for someone else's loan and the borrower fails to repay it on time, it will also appear in my credit report. The loan guarantor has a great responsibility, so be careful before signing.

3. Water fee, electricity fee, gas fee, telephone fee, etc.: It is worth noting that water, electricity and gas companies in some cities have begun to provide information on the fees paid by local residents to the personal credit information system, including normal payment and arrears. Therefore, in normal times, we must pay attention to paying the relevant utilities on time.