According to Beijing's housing purchase policy, the down payment ratio of new housing loans in Beijing is divided into the first set and the second set. The down payment ratio of the first suite is 35% for ordinary houses and 40% for non-ordinary houses. The down payment ratio of ordinary houses in the second suite is 60%, and that of non-ordinary houses is 80%. The third suite can't be loaned.

Housing conditions in Beijing

1, Beijing family: married Beijing family (except Tongzhou): those who don't have a house can buy two sets, and those who already have 1 can buy 1 set. Single Beijing-based families (including unmarried, divorced and widowed families): those who have no house in Beijing can buy 1 room.

Beijing-based families want to buy a house in Tongzhou. Under the premise of complying with the city's purchase restriction policy, they need to meet one of the following conditions before they can buy a house in Tongzhou:

(1) There are 1 Beijing families who have lived in Tongzhou for more than 3 years (inclusive).

(2) Beijing-based families who have owned 1 apartment in Tongzhou District in recent 3 years and have paid social security or individual tax continuously.

(3) Houseless families in Beijing.

Materials required:

Household registered in this city: the original and photocopy of the identity certificate, marriage certificate and household registration certificate of each family member, the purchase application form and the purchase commitment letter signed by the intended purchaser.

Family members of active servicemen and armed police stationed in Beijing: family members' identity certificates, marriage certificates and family information certificates issued by political departments at or above the regimental level. Family members of active servicemen and armed police officers and soldiers should provide the original and photocopy of military (police) identity cards and military (police) official certificates, and the purchase application form and commitment letter signed by the intended buyers.

Families with valid Beijing work residence permit: family member identity certificate, marriage certificate and household registration certificate, Beijing work residence permit, family purchase application form, original and photocopy of the purchase commitment signed by prospective buyers.

2. Non-Beijing families: Non-Beijing families who have no housing in Beijing and have paid social security or individual taxes in Beijing for five consecutive years can buy 1 apartment. If you want to buy a house in Tongzhou District, you must also meet the requirements of continuous payment of social security or individual tax in Tongzhou in the past three years.

Required materials: family member's identity certificate, marriage certificate and household registration certificate, valid temporary residence permit, application form for house purchase, original and photocopy of the letter of commitment signed by the intended purchaser.