1. Prepare my ID card, work certificate, residence certificate and other materials and submit them to the dealer to apply for a used car loan.

2. Choose the used car to buy and pay the down payment.

3. Sign a car purchase contract with the car dealer and handle vehicle insurance.

4. The dealer submits the materials to the bank, and the bank accepts the loan application.

5. After the approval of the bank, the borrower goes through mortgage and other procedures.

After completing the formalities, the bank will transfer the money to the dealer's account and the borrower can pick up the car.

7. After completing the loan, the borrower needs to repay the loan on time in accordance with the provisions of the loan contract. After paying off the loan, he needs to go to the bank to apply for the loan settlement certificate, and then go to the vehicle management office to apply for mortgage cancellation.