Many people will be in a hurry to use money. Besides credit card installment, there is another way to borrow money. When taking out a loan, most people will apply for an unsecured loan. In fact, if they buy wealth management products in banks, they can generally pledge loans with wealth management products. Now let's answer the question of whether the financial products of CITIC Bank can be loaned.

Can the financial products of CITIC Bank be loaned?

On the whole, CITIC Bank's wealth management products are not bad, and its wealth management products have a variety of choices in risk level and wealth management period, which are suitable for most people. For details, please refer to how CITIC Bank diversified wealth management products choose to get rich.

If you bought the wealth management products of CITIC Bank before, and now you need money badly, then

You can use the wealth management products of CITIC Bank to pledge loans.

, but it is generally a deposit certificate pledge.

Briefly explain that the pledge loan of bank wealth management products is a kind of credit business in which the borrower sets the pledge of the beneficial rights of local and foreign currency wealth management products sold by the bank in his own name, obtains RMB loans from the bank, and repays the principal and interest of the loans at maturity.

Moreover, the use of CITIC Bank's wealth management products to pledge loans will not affect the expected rate of return of the purchased wealth management products. After users choose to use CITIC Bank's wealth management products for loans, they can still get the expected benefits in the contract.

Of course, not every financial product of CITIC Bank can get a loan. If you want to know whether CITIC Bank's wealth management products can be loaned, you can find out in the product contract you purchased. Generally, the financial product manual of CITIC Bank will explain this item. If you are not clear, you can also ask the staff of CITIC Bank.

Editor's Note: After reading the above contents, I believe everyone knows the answer to the question "Can the wealth management products of CITIC Bank be loaned?". There are many wonderful contents in the financial column, so please pay attention.