If the total loan amount is 6,543,800 yuan+6,000 yuan, the monthly payment of "equal principal and interest repayment method" for 20 years is about: 1047 1. 10 yuan; The 30-year "equal principal and interest repayment" monthly payment is about 849 1.63 yuan. (Note: the annual interest rate of benchmark loans with a term of more than 5 years is 4.9%)