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Campus loan institutions are rampant today. Is it the irrational behavior of students or the immorality of lending institutions?

Campus loan institutions are rampant today. Is it the irrational behavior of students or the immorality of lending institutions? How to put it, the current campus loan institutions are not only the irrational behavior of students but also the immorality of lending institutions. The two complement each other and cannot be slapped together. If students can be rational, then such a thing will not happen. Comparison psychology of students

Actually, one problem I raise is that the comparison psychology of current students is too serious. In order to compare, these students do not have money in their hands, so they take out loans. If students We are very sensible and do not want to compare, so there will be no such thing as campus loans. The most important thing is the comparison mentality of these students, which leads these students to act irrationally and take out loans. Immoral behavior

Actually, the comparison mentality of students is one aspect, but the immoral behavior of campus loan institutions is also another aspect. If students behave irrationally, there is no such institution. , then it is impossible for these students to get loans. If these campus loan institutions do not appear near the campus, then no students will go to them for loans, and campus loans will not happen, so this is a slap, slap. Not ringing, both for a reason.

In general, in fact, both are related. The irrational behavior of students is on the one hand, and the unethical behavior of campus loan institutions is also on the other. Both are related. It's related. If students don't have this kind of comparison mentality, then they won't take out loans, and there won't be such things as campus loans. If campus loan institutions don't appear on campus, then these students won't have anywhere to get loans. There will be no such thing as campus loans. Even if they want to get a loan, there is no place to go to get a loan, which will virtually prevent them from getting a loan. Therefore, the failure of campus loan institutions also leads to campus loans. , On the one hand, students’ irrational behavior is also an important reason.