Recommended index: ★★★☆☆☆

Rong 360 can be said to be a well-known loan officer platform in the market. Rong 360 mainly adopts bidding mechanism. Whether the price is affordable depends on you. How high do you want to buy customers is also up to you. In addition, the platform will regularly push some customers to you. You can't choose these customers by yourself, but you can carry out the exhibition according to the customers and your own situation.

Generally speaking, Rong 360 has a large number of customers and a strong intelligent system, but the quality of customers is poor. If customers provide information truthfully, you still hope to get in touch with them through telemarketing. However, there is a big flaw in the platform, that is, the refund problem. Although the platform promises worry-free refund, it is actually very difficult to refund, and basically there are fewer successful refunds.

I suggest that you improve your business ability and approval rate first, and then you can try to cooperate with the platform to expand your channel resources.

Good loan network:

Recommended index: ★★★★★☆.

Good loan network is a platform that I have used for a long time. No one in the credit industry in the market should know about this platform!

The platform was established earlier, mainly for the issuance and service of credit products. Haodai.com itself does not provide lending services, but borrowers, banks, financial institutions and loan officers can all get corresponding services on this platform.

Half a month ago, I was invited to attend the annual meeting of credit elites hosted by Haodai.com. At the meeting, I also learned that Haodai.com has opened credit connection services in 350 cities across the country, and has accepted more than 654.38+00000 credit institutions and 500000 credit managers. The loan demand submitted by the platform exceeds 500 billion yuan every year, and the amount of successfully matched loans exceeds 40 billion yuan every year. So it is one of the best in scale, service and number of customers!

In addition, Yin Hao. Com also has a mobile customer acquisition software-credit circle, which is specially designed for loan officers. Credit circle APP is mainly a tool for loan officers to show their business, acquire customers, grab orders and dump orders. By registering the credit circle, loan officers complete real-name authentication, buy gold membership cards, and carry out work such as grabbing and throwing orders, customer management, peer cooperation and exchanges, and expanding channels.

When the loan officer grabs the customer's order, the number of customers in the credit circle is huge, and the system will automatically match the order accurately and push the loan customers in real time. You can choose by yourself, and the degree of freedom can be said to be very open, and loan officers can enjoy the exhibition industry. At the same time, the system has three free periods to grab orders every day, and loan officers can grab orders during the free periods, but this requires you to keep an eye on your mobile phone at any time, otherwise customers will be easily robbed.

Because I have been using the credit circle for some time, I recently found that the credit circle has launched many new functions, such as grabbing tickets for train tickets and promoting the pioneer function, which are all for serving and helping loan officers. Promotion pioneer invites friends to complete real-name authentication, and then takes commission. I wanted to test the effect before, so I invited five good friends to certify. Later, after they passed the certification, I naturally got a commission of 100 yuan. Commission can indeed be paid in the bank card, but it depends on how many friends you invite to get a high commission.

In addition, some people think that using the credit circle does not make money, but in fact I do use the credit circle to make money. I think it depends on how much you charge. Generally speaking, like the gold membership card, I charge more than V3, and the price is a little higher, but I can really earn money back and still have a surplus. Therefore, I think that if you accept V3 or above, your customers have good qualifications and generally have no money.

Of course, there must be cases where you can't recharge, but the advantage of the credit circle is that if there are customers in your gold membership card who can't recharge, you can also apply for a refund, which proves that it is quite reliable, at least I can use it again.

Generally speaking, good generation. Com can be regarded as the mid-range in terms of the number and quality of customers. The intelligent system backed by cloud risk control and the comprehensive matching data of insurance are relatively practical and reliable to use. The only headache is that the customer service phone is always busy, and there are too many people calling. It would be better if the customer service is improved!

99 loans:

Recommended index: ★★★☆☆☆

99 loan was established earlier, but the company's reputation has never been particularly loud. In terms of popularity and competitiveness, it is slightly worse than the 360 good loan network.

99 Loan also has its own loan products and credit APP. Credit APP is mainly a credit assistant. Just like Haodai.com's credit circle, it is a software for loan officers to grab, dump, communicate with peers and manage customers.

Compared with the credit circle, the product acquisition mode of 99 loan is push+independent choice, but there are certain restrictions on the number of customers. There are many customers without credit circle, so even if they choose independently, there are not many opportunities to choose, so generally speaking, pushing customers is used for follow-up maintenance.

In addition, in terms of product richness, 99 loan products are still relatively simple, and their functions need to be improved and developed.

Make a simple comparison with the credit circle. In terms of grabbing orders, there are three types of credit circle: real-time grabbing orders, pushing grabbing orders and free grabbing orders, and 99 loans are mainly pushing grabbing orders; Functionally, loan officers can establish micro-stores in the credit circle; Use display tools, credit tools, etc. Calculate and evaluate products; Carry out large-scale dumping orders of enterprises and successfully get 50% rebate; You can also use the promotion pioneer and credit card business (opened in some areas) to obtain additional income; At the same time, you can also broadcast live and buy train tickets. 99 loans are mainly based on grabbing orders, changing orders, throwing orders and peer cooperation. Relatively speaking, the products are not rich enough.

However, 99 loans are more intimate with the classification of customers, including office workers, business owners, self-employed, mortgage loans and so on. Loan officers can find different loan groups according to their own needs, and at the same time, customers pushed by 99 loans will have SMS reminders, which will give us a preliminary understanding of customer information and confidence.