Xiamen Bank has many secured loans suitable for small and micro enterprises, such as standardized credit business for small enterprises, relay loans, personal business loans, small enterprise park projects, easy tickets and export tax rebate loans. You can choose according to your own needs. I think the "personal employment loan" of Xiamen Bank is quite good. First of all, the amount can be as high as 6.5438+million, and the repayment method is flexible and convenient. You can apply for the quota at one time, allocate and recover it many times, and have great autonomy, which can effectively save the company's operating capital cost.
In 2022, the interest subsidy for growth-oriented SMEs in Xiamen began to be realized.
Recently, in 2022, the loan interest subsidy for growth SMEs in Xiamen (special new enterprise batches) began to be cashed, and eligible enterprises can cash a loan interest subsidy of up to 500,000 yuan.
The cash target is "specialized and innovative" small and medium-sized enterprises in Xiamen in 2022, which is listed in the list of "Growth Small and Medium-sized Enterprises in Xiamen in 2022-2023", and this financial support was not obtained in the previous year.
The cash condition is that the bank loan discount project requires the loans to be local currency liquidity loans and fixed assets loans, and subsidizes the interest actually paid during the period from 202 1 1 to 2021/February 3 1.
According to the overall arrangement of the annual total amount of special funds, the support funds will be subsidized. For the growth-oriented small and medium-sized enterprises in Xiamen that meet the conditions of cash flow this time, a loan discount of not more than 30% of the actual interest paid and not more than 500,000 yuan will be given. (Xiamen Daily reporter Li Xiaoping)
What is the loan amount of Xiamen Bank's corporate tax e-loan? What is the repayment method?
Enterprise Golden Tax E-loan is a credit loan provided by Xiamen Bank for small and micro enterprises, free of guarantee. The maximum loan amount does not exceed 6,543,800 yuan+0.5 million yuan, and the repayment method is one-time repayment of principal with monthly interest. If you want to apply, you can prepare materials and submit them to Xiamen Bank for approval. The loan amount, term, lending time and loan interest rate shall be subject to the actual approval. I hope Baidu will adopt it
I want to ask a small enterprise how easy it is to approve loans from Xiamen International Bank.
According to my previous experience, I think the loan approval of Xiamen International Bank is easier than that of other banks, which is also my personal feeling, but it depends on your own actual situation. My family is engaged in catering. In the past two years, the catering industry has been difficult to do and often closed down. Even if it is closed, the rent of the shop will continue to be given to the landlord. Borrowing money from others can't solve the fundamental problem, and I feel a lot of pressure every day. Later, I tried the loan at Xiamen International Bank, and it went smoothly. I was really surprised at that time, because I didn't have much hope at first. I compared the interest, which is more affordable. I remember signing the contract in less than a week, the amount was ok, and the loan was faster, so I had a good impression on this bank. You can also download it from Baidu.
This concludes the introduction of Xiamen small business loan and Xiamen small business loan policy. I wonder if you found the information you need from it?