You can get a loan if you buy a car normally. When you buy a car, the store will go through the relevant loan approval procedures, just need the signature of the lender. This is because under normal circumstances, people who buy cars are fully capable and know what they are doing. But for a person suffering from mental illness, it is not allowed to borrow money to buy a car, because he has no independent capacity, can't be responsible for his own actions, and can't repay after the loan. However, such a strange thing happened to Mr. Joe. Mr. Qiao's lover received a dunning call. It was said on the phone that a car under Mr. Qiao's name had been loaned, and it had been paid back for two periods. The third installment has not been repaid, and it needs to be repaid as soon as possible. Mr. Joe's lover is at a loss. Mr. Qiao suffers from mental illness, and his family still lives in low-rent housing with minimum living allowance. There is no extra money to buy a car Where did Mr. Joe get the loan?

First of all, the man is mentally ill, but he has a car under his name. Mr. Qiao suffers from mental illness, and his lover took out Mr. Qiao's disability certificate in an interview. The word mental illness is clearly written on the certificate. The family lives in a low-rent house and receives a minimum living allowance. If they have a car in their name, they can't enjoy these allowances. The most important thing is that they don't know where the car is or when they bought it.

Second, the man was cheated to get a loan 1000 yuan in other places. Because Mr. Qiao was not clear about the situation at that time, according to Mr. Qiao's lover, Mr. Qiao was wandering in the street at that time, and someone used the money to trick Mr. Qiao into applying for a loan abroad. At that time, the other party told Mr. Qiao that there was a benefit fee of 1000 yuan, so Mr. Qiao followed and finally received the other party's 400 yuan.

Third, the relevant personnel have constituted the crime of contract fraud. As a patient, Mr. Qiao is not fully capable, but he was approved when he borrowed money. This shows that the person who lied to him about the loan concealed this, and if so, it has constituted the crime of contract fraud.