If you want to borrow money, there are probably several ways to borrow money.
Secured loan
Aifu Dad chooses high-quality institutions (with a long business history, rich experience in the credit industry, strong shareholders and low historical bad debt rate) to cooperate, and the cooperative institutions provide borrower information and provide guarantees for borrowers. Aifu's father strictly examines the materials submitted by the cooperative organization to verify the authenticity and ensure that the borrower's information is true and effective.
Credit debt
The object of credit loan is a small personal credit loan object that applies personal credit to unsecured and unsecured loans. After strict examination, Aifu Dad gave the borrower a credit rating, granted a credit line and allowed him to post loan information on the platform. The main target audience is generally 18-60 years old citizens with stable income and strong repayment ability.
loan on mortgage/security
The borrower submits information to the platform of Aifu Dad, and the third-party cooperative organization conducts offline strict verification on the borrower's credit status, assets and liabilities and collateral, and goes through the mortgage guarantee procedures to ensure that the risk is controlled within a reasonable range.
Net worth loan
The loan amount that the borrower can issue does not exceed the net value of his platform account, but the borrower's withdrawal will now be restricted. This is a borrowing target with a relatively high safety factor, so the interest rate may be relatively low. Webmarks are usually used for temporary turnover to maximize the utilization of funds.
Anjubao loan
The borrower applies for decompression fund to redeem the entrusted property on the platform due to the need of operating, consuming or selling the entrusted property. This is a loan with high safety factor, short cycle and simple operation.
This is the answer.