First of all, after you amortize the provident fund, you will pay back all the loans, regardless of the provident fund loans and commercial loans. For example, if you repay 6,000 yuan a month, after amortization, the provident fund account will pay 6,000 yuan a month to your repayment bank card account until the balance of your provident fund account is insufficient. If the balance is enough, continue to cycle once a month. When the balance is insufficient, how much money will be transferred from your provident fund account to your repayment bank card account? Under normal circumstances, the loan you repay every month is not as much as you should, so in the end, the money you repay every month (including the part paid by the company) will be credited to your repayment bank card account.
Secondly, the balance of the provident fund account can also be (partially) withdrawn. If the balance of your provident fund account is sufficient, you can use some of it for other purposes, and the rest will be amortized monthly. If you don't need this part of the fund relief, I suggest you put it in the provident fund account and share it every month. Of course, if you have a lot of money in it, you can take it all out and repay it in advance.
Finally, tell me how to deal with it. There are many bank outlets in the park that can handle amortization. For details, please check the provident fund website. Note that the provident fund center does not handle this business (if I remember correctly), bring your real estate license, ID card, repayment details and so on. In short, there is nothing wrong with taking all the prepared materials with you when buying a house loan. You can also go to the provident fund website in advance to find out what materials are needed, and remember to copy them.
The above information can be consulted through the park provident fund hotline.