1. You have paid off the loan on time. If you have paid off the loan according to the time and amount agreed in the contract, then the platform will not collect it again.
You have negotiated the repayment plan with the platform. If you can't repay on time for some reason, you can negotiate with the platform to make a new repayment plan, and the platform will adjust it according to your actual situation, which may reduce the frequency of collection.
3. The platform may have transferred your creditor's rights to other institutions. If your creditor's rights have been transferred to other institutions, then the platform will no longer be your creditor, and there will be no further collection.