Any enterprise registered in the administrative department for industry and commerce of China, with independent legal person qualification, the right to operate foreign contracted projects, professional technical qualifications and strength of foreign contracted projects, may apply to The Export-Import Bank of China for foreign contracted projects loans.

Legal basis: Article 674 of the Civil Code of People's Republic of China (PRC), the borrower shall pay interest within the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, it cannot be determined in accordance with the provisions of Article 510 of this Law. If the loan term is less than one year, it shall be paid when the loan is returned. If the loan term is more than one year, it shall be paid at the end of each year. If the remaining term is less than one year, it will be paid when the loan is returned.