Bank loans to buy a house, we must provide some audit materials. So what do you need to provide to buy a house in Shenyang? If there is a loan demand, you must go to the bank. Each bank will have different regulations on the specific procedures and conditions. Generally, banks do not charge any fees directly during the handling period, but if it involves mortgage, guarantee and other related departments (such as housing authority and intermediary), they will charge fees.

Different banks need different documents, but in general, the materials that must be prepared for buying a house with a loan in Shenyang are: ID card, household registration book, marriage certificate/single certificate, and personal credit report.

What is the process of buying a house with a bank loan?

It is understood that the common process of buying a house with bank loans is as follows:

1. The borrower applies for a loan at the local bank;

2. Submit the loan application to the bank, and submit the relevant materials required for the loan;

3. The bank examines the materials submitted by the borrower;

4. After the materials are approved, sign a loan agreement with the borrower;

5. The borrower goes through the mortgage registration formalities;

6. Lending institutions issue loans.

When handling bank loans, other specific materials can be consulted with local banks.

(The above answers were published on 20 15-06-28. Please refer to the actual situation for the current purchase policy. )

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