Pleasant loan has the following four conditions, you can refer to it and see if you meet the requirements:

1. The borrower is 22 years old (inclusive) -55 years old (inclusive).

2. The borrower's name has a real-name authenticated mobile phone number.

3. The borrower has a Taobao account with real-name authentication under his name.

4. The borrower holds a valid credit card and receives the credit card bill by fixed email; Or hold a personal credit report issued by the central bank.

At the same time, it should be noted that Pleasant Loan currently only supports client applications, and the applicants must also be borrowers from Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing and Heilongjiang, otherwise they cannot apply for loans.

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First, you must use the client to apply for a pleasant loan. Secondly, you must be a borrower in Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing and Heilongjiang. After meeting these two basic conditions, you also need to meet the Taobao account number and mobile phone number between 22 and 55 years old, and have a valid credit card and a fixed email address to receive bills. If these conditions are met, you can apply for a pleasant loan.

Second, what are the conditions for pleasant loans?

Application conditions:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

3. What are the loan conditions of Pleasant Loan?

Using Provident Fund Mode:

I. Application requirements

1, a citizen of Chinese mainland, aged 22-55 years old (inclusive), holding his real name to authenticate his mobile phone number;

2. Personal credit report within two weeks (check with the local people's bank)

3. Have a provident fund account and pay the provident fund continuously.

Second, the loan review time

After the loan application is submitted successfully, the staff will review it within 2 working days, and the result will be notified by email.

Iii. Requirements of Bank Card for Collection

The collected bank card must be a savings card that I hold and can use normally, and the card is a kind of bank account and has not been frozen.

Extended data:

Description of borrowing costs

1. Information consulting service fee and management consulting service fee: Yirendai provides borrowers with a series of services such as loan information consulting, credit evaluation, lender recommendation, repayment reminder, account management and repayment management, and borrowers pay information consulting service fee and management consulting service fee to Yirendai. According to the borrower's actual risk level and other factors, the monthly rate varies from 0.11%-1.21%.

2. Repayment management service fee: If the borrower fails to repay the loan in time as agreed in the loan agreement, resulting in repayment management problems of Yirendai, it shall pay the repayment management service fee to Yirendai. See the website agreement for the collection rules of repayment management service fees.

3. Liquidated damages for prepayment: The borrower shall pay liquidated damages for prepayment to the service provider for additional services provided by the service provider, such as re-lending of funds, calculation of prepayment fees, detailed calculation, customer service instructions, etc.