You don't have to look at credit records to handle quick loans. The bank will also analyze your comprehensive level to see if your conditions meet the minimum standards. If there is an economic dispute with others, and it is serious enough to be included in the list of dishonesty by the court, the bank will not lend.
The amount of quick loan is based on the comprehensive evaluation of enterprise income, operating flow and assets, with a maximum of 500,000 yuan (up to 1 10,000 yuan in Shanghai). You can check your credit limit through the "loan-quick loan" function of mobile banking. The amount is updated quarterly, please refer to the page display.
ICBC's fast business loan is a loan product without mortgage and guarantee. The maximum loan amount is 5 million yuan and the longest loan period is 3 years.
It can be directly
To apply for a loan online, you don't need to take the information to the bank outlet.
The loan conditions are not harsh, as long as the following conditions are met: individual industrial and commercial households or small and micro enterprises have formal business licenses and can provide valid identification; He has handled the settlement business of water and electricity fee payment, tax payment and salary payment in ICBC; Good credit record, no bad overdue record; Commercial industries cannot be real estate, finance, high pollution and high emission industries.
In the business loan, ICBC's fast business loan is a good application. The main reason is that fast loans for industrial and commercial operations are online applications.
System automatic review
The loan checking speed is fast, the loan repayment support is very flexible, and the amount is as high as 5 million, which is completely enough for ordinary enterprises.
China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Established in June 1 984 65438+1October1,it is a large state-owned bank under central management.
Its main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On June 27th, 2006, it was listed on both Hong Kong Stock Exchange and Shanghai Stock Exchange.
20021On August 27th, the interim report of 2002/kloc-0 issued by China Industrial and Commercial Bank showed that ICBC achieved operating income of 426.4 billion yuan in the first half of 2002/kloc-0, a year-on-year increase of 6%. The net profit attributable to shareholders of the parent company was 65.438+063.473 billion yuan, a year-on-year increase of 9.86%.