Ping An Bank loans are divided into online and offline loans. Taking personal credit loan as an example, the loan process is as follows:
1. The applicant submits the application materials, loan application form and power of attorney to Ping An Bank.
2. Ping An Bank will accept the information submitted by the applicant and reply to the applicant within 2-3 working days.
3. Ping An Bank shall review the applicant's information, sign a loan contract with the applicant after passing, and handle relevant notarization procedures.
4, 1-2 working days, Ping An Bank lends money.
5. The borrower repays the loan on schedule according to the repayment method signed with Ping An.
6. The borrower pays off the loan and terminates the loan relationship with Ping An Bank.
What kinds of loans does Ping An Bank have? Recommend it.
There are several kinds of loan products of Ping An Bank, and the one I know best is the new one-fast loan, because this is the one I chose in Ping An Bank before, and it is also the credit ace product of Ping An Bank. As long as you have a mortgage house under your name for one year, a life insurance policy has been in effect for two years or the provident fund has been paid continuously for two years, you can apply, and the next paragraph is particularly fast.
What kinds of loans does Ping An Bank have? There are mainly these!
Modern people often face the problem of lack of money. Choosing a bank loan is a good decision. Ping An Bank has many loan products. Today, this article will take stock of some common ones, mainly these two. Users who need loans can learn about it, which is suitable for users with stable income.
What kinds of loans does Ping An Bank have?
1, new loan
This product is a business promoted by Ping An Bank, and the quota can be used for car purchase, decoration, medical treatment, travel, marriage and so on. The characteristic is that you don't need mortgage guarantee. It is best to apply for a loan with assets, and the amount will be higher. As long as the application materials are complete, the same-day loan can be realized and the user's fund problem can be solved quickly, which will not exceed 3 working days at the latest.
Loan amount: 30,000 ~ 50,000, loan term12,24,36 months.
Application method: You can submit the application online, and then handle the business offline. You need to sign a contract before you can lend money.
Application conditions:
Have full capacity for civil conduct and hold a second-generation ID card.
Age 23 years old (inclusive) ~55 years old (inclusive).
You can apply for monthly insurance, pay the provident fund continuously, and have stable mortgage repayment ability.
2. Housing e-loan
Mortgage loan specially provided for users with houses, with a maximum amount of 500,000 yuan. The main feature of this product is low interest. The official claims that the minimum annual fee is 30 minutes, which is suitable for users who need money badly. The repayment period is very long, and the borrower can choose freely according to the situation.
Application conditions:
Nationality: China nationality is a must.
Age: 2 1-55 years old (borrower) 18-50 years old (property owner)
Personal credit: no bad debts or serious historical expectations.
Relationship: The borrower must be one of the owners.
Property: Only apartments worth more than 300,000 are accepted.
Hold for more than 6 months.
Materials: bank card, household registration book, ID card and title certificate.
The above is the relevant content of Ping An Bank loan. Ping An Bank has many high-quality loan products, so you can go to the bank directly if necessary.
What are the loans that Ping An Bank can borrow and repay?
The loans borrowed and repaid by Ping An Bank are as follows:
First, Ping An White Collar Loan. Ping An White Collar Loan is a credit loan product launched by Ping An Bank. The target customers are the working class of high-quality enterprises with stable income and good credit record. The maximum loan amount can reach 6.5438+0 million.
Second, Ping An Bank pays small loans. Salary micro-loan is a corporate loan product of Ping An Bank. It is paid by fixed tax, and the amount can be recycled within 3 years, which fully guarantees the cash flow supply of enterprises.
Third, a safe house is easy to borrow. Mainly for users who use funds for a long time, the term is up to ten years, and they can also be borrowed and returned. The quota can be borrowed circularly, and office workers and self-employed people can apply.
Fourth, Ping An Smart Loan. Ping An Smart Loan is a credit loan launched by Ping An Bank. It can be applied without any guarantee or mortgage, and it can be repaid with the loan within the limit.
Verb (abbreviation of verb) Ping An New Loan. Xinyi Loan is the trump card loan product of Ping An Bank. It has no mortgage or guarantee, and the next payment will be quick. Although you can't repay the loan with it, you can apply for prepayment, and the amount can be recycled.
What types of consumer loans does Ping An Bank have?
There are many consumer loans in Ping An Bank loans, such as white-collar loans, car owners loans and MAX loans. The maximum amount is 2 million, and the minimum amount is 65438+ 10,000. The interest and amount of Ping An Bank loan are determined according to personal credit. You can see the details of Ping An Bank loan in WeChat official account.
What are the special products of Ping An Bank loan?
Ping An Bank has launched a variety of products on loans, some of which have zero handling fees, exclusive low rates and no interest. Mainly: car owner loan/Ping An white-collar loan/smart loan star and so on. For details, please visit Ping An Bank for loan to official website. I set up a safe car owner loan myself, and the loan is very fast.
Ping An Loan has several introductions, so let's stop here.